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Location Dallas, United States Category Risk & Governance Date posted 06/05/2021 Job ID oK5sffwg


Essential Functions:

  • Analyzes trends in credit risk data and escalates developments according to company policy and procedures for risk escalations.
  • Communicates and shares insight to causes of risk indicators and proposes recommendations to resolve or mitigate identified risks with team.
  • Reviews identified credit risks and liabilities; informs and recommends resolutions with business lines to mitigate risk potential.
  • Assists in processing risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations.
  • Serves as a point of contact for the department by responding to internal inquiries regarding credit risk, procedures, regulatory requirements, and project status updates.
  • Informs employees on credit and risk policies and guidelines to build a risk aware culture and practice across the organization.
  • Researches a wide variety of topics and issues including emerging credit risks and trends and credit risk management best practices; summarizes and communicates findings with team.
  • Evaluates credit risk management contingency plans and reports findings.
  • Assists in processing credit risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations.
  • Prepares appropriate review memorandum summarizing liabilities and recommending follow-up evaluations
  • Informs employees on credit risk policies and guidelines to build a risk aware culture and practice across the organization.
  • Provides procedural guidance and support to junior analysts in the various functions of the department, and in the methods of tools of analysis.
  • Interprets and applies credit and risk procedures, ensures analysis is documented and that records are maintained.
  • Evaluates the strengths and weaknesses of existing controls and provides recommendations on opportunities for improvement.

Other Functions:

  • Other duties as assigned.


  • Education -
    • Bachelor's Degree: Statistics, Information Systems, Finance, Economics or equivalent field.
    • or equivalent work experience
    • Master's Degree: Business, Statistics, Information Systems, Finance, Economics or equivalent field.
  • Experience -
    • 2-4 years
  • Skills & Abilities -
    • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures.
    • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers.
    • Strong quantitative capabilities and analytical skills, including an investigative mindset.
    • Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills.
    • Proficient SQL/SAS/Python programming skills and advanced spreadsheet skills(Pivot, V-lookup, VBA, etc.).
    • Strong verbal and written communication skills.
    • Ability to build and foster internal relationships.
    • Strong organizational and time management skills.
    • Ability to analyze risk and provide recommendations and/or resolutions to minimize risk.
    • Ability to summarize, document, and communicate information in a clear and concise manner.
    • Ability to work independently as well as collaboratively within a team environment.
    • Ability to stay abreast of industry best practices, procedures, and techniques.
    • Ability to change direction as project demand dictates.
    • Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner.


  • Collaboration - Relationship Management:
    • Proficient - Applying and Executing
      • Knows who to reach out to inside and outside of one’s team to get work done
      • Takes action to enhance working relationships needed to achieve seamless work flow

  • Collaboration - Teamwork:
    • Proficient - Applying and Executing
      • Creates a good working environment in the team; works towards shared goals contributing ideas and accepting change
      • Provides assistance and coaches less experienced team members

  • Execution - Accountability:
    • Proficient - Applying and Executing
      • Follows through to meet commitments to others
      • Takes responsibility for achieving strong results, despite balancing multiple complex demands

  • Influence - Information Sharing:
    • Proficient - Applying and Executing
      • Uses information and data effectively to support a position and present a rational case

  • Influence - Two-way communication:
    • Proficient - Applying and Executing
      • Communicates in a timely and straightforward manner
      • Probes for additional information, clarifies assumptions and confirms agreed-upon actions
      • Keeps everyone involved informed about progress and issues

  • Risk Business Acumen - Industry Acumen:
    • Proficient - Applying and Executing
      • Stays current with industry and regulatory trends and emerging risk issues
      • Has good understanding of current market and competitive landscape that the organization operates within

  • Risk Management - Knowledge of Risk Management Policies, Regulations, Processes and Procedures:
    • Proficient - Applying and Executing
      • Executes risk management process and procedures without management direction, and demonstrates awareness of expected results
      • Knows the relationship and impact of actions and results
      • Has an understanding of regulations impacting area supported

  • Risk Management - Risk and Compliance Adherence:
    • Proficient - Applying and Executing
      • Communicates the importance and benefits of risk management to counterparts
      • Displays natural skepticism and curiosity to question the status quo and uncover issues
      • Adheres to a good root cause analysis process

Employer’s Rights:

  • This job description does not list all the duties of the job. You may be asked by your supervisors or managers to perform other duties. You will be evaluated in part based upon your performance of the tasks listed in this job description.
  • The employer has the right to revise this job description at any time. This job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.

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